New Jersey Income
Tax Rates & Rules
New Jersey has a progressive state income tax with rates up to 10.75%. Here's how the brackets break down.
New Jersey Income Tax Brackets
2025 tax year rates, most recently confirmed by the state Department of Revenue.
Single / Individual
| Taxable Income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $35,000 | 1.75% |
| $35,000 – $40,000 | 3.5% |
| $40,000 – $75,000 | 5.53% |
| $75,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Married Filing Jointly
| Taxable Income | Rate |
|---|---|
| $0 – $20,000 | 1.4% |
| $20,000 – $50,000 | 1.75% |
| $50,000 – $70,000 | 2.45% |
| $70,000 – $80,000 | 3.5% |
| $80,000 – $150,000 | 5.53% |
| $150,000 – $500,000 | 6.37% |
| $500,000 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
New Jersey does not offer a standard deduction — it uses personal exemptions instead ($1,000 per exemption for taxpayer/spouse, plus additional exemptions for dependents, age 65+, and blind/disabled filers).
Sources: NJ Division of Taxation — Tax Tables. Last verified: August 14, 2026.
How New Jersey Income Tax Works
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Frequently Asked Questions
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