Alexander Caldwell
Financial ExpertWrites about payroll management and pay documentation.
About Online Paystub
Online Paystub is an online paystub generator built for people who need accurate payroll documentation without buying full payroll software. Since 2007, more than 10,000 customers have used our platform to create professional pay stubs with federal and state tax calculations for all 50 states. The platform is operated by a professional team based in the U.S.
- 10,000+customers since 2007
- 50 + DCstates with tax data maintained
- $4.99flat price per paystub, no subscription
- $0to preview and edit before you pay
Why We Built Online Paystub
Payroll software is built for companies with a payroll department. It costs hundreds of dollars a year, takes time to set up and assumes you already understand withholding tables. At the same time, millions of self-employed and contract workers have no employer issuing them a pay stub at all, even when they need one to rent an apartment or apply for a loan.
We built Online Paystub to close that gap: one document, calculated correctly, ready in minutes, for a flat $4.99.
| Payroll software | Online Paystub | |
|---|---|---|
| Cost | Hundreds of dollars a year | $4.99 per paystub, only when you download |
| Setup | Account, bank link and company onboarding | None. Open the form and start typing |
| Built for | Running payroll for a team every period | One paystub or a few, whenever you need them |
How We Calculate Taxes
Accuracy is the part of this service that matters most, so here is exactly how it works.
- 1
Federal Withholding
Federal income tax is calculated using the methods published in IRS Publication 15-T, based on the worker's filing status, pay frequency and the current Form W-4. Social Security is 6.2% up to the annual wage base and Medicare is 1.45%, with the Additional Medicare Tax of 0.9% applied once year-to-date wages pass the IRS threshold.
- 2
State and Local Taxes
We maintain tax data for all 50 states and the District of Columbia, including brackets, standard deductions, filing status differences and the states that have no income tax. Rates are verified against official state revenue department publications.
- 3
How We Test
Every tax data update is tested against a scenario matrix covering all 50 states, multiple filing statuses, pay frequencies, overtime, pre-tax deductions and year-to-date accumulation. A release goes live only after those scenarios return expected results.
- 4
When We Update
Tax tables are updated for each new tax year and whenever a state publishes a mid-year change. The date below reflects our most recent review.
Sources we check againstIRS Publication 15-TSocial Security wage baseCalifornia EDD withholding schedulesNew York withholding tax tables
What is not calculated automatically. City, county and school district income taxes and a few state insurance programs are not added by the generator. Check the free preview against your payroll records and enter those amounts as deductions where they apply.
Tax data last reviewed:
Our Editorial Team
Our guides and calculation references are written and reviewed by our editorial team, covering payroll, tax and small business topics. Each article on our blog shows its author and the date it was last reviewed.
Olivia Bennett
Mid. Payroll SpecialistReviews guides for payroll administration and compliance.
Ethan Reynolds
Jr. Finance SpecialistCovers tax preparation, credits and small business accounting.
What You Can Create
- Pay stubs for W-2 employeesHourly and salaried workers, with year-to-date totals.
- Pay stubs for 1099 contractorsContractors and self-employed individuals.
- Any pay frequencyWeekly, bi-weekly, semi-monthly or monthly.
- 10 professional templatesWith your company logo and an optional direct deposit slip.
- State-specific pay stubsThrough our state paystub pages.
- W-2 and 1099 formsYear-end forms from the W-2 and 1099-NEC generators.
Who We Serve
Freelancers and independent contractors
Document client payments and show proof of income.
Self-employed professionals
Keep income records for tax time.
Small business owners
Pay a handful of employees without payroll software.
Household employers
Pay a nanny, caregiver or housekeeper.
Gig and cash-paid workers
For people who receive no employer-issued stub.
Property owners and small operators
Document wages for the people they employ.
Our Commitment to Accuracy
Free Preview Before You Pay
You build your entire pay stub and see the finished document before paying anything. Nothing is hidden behind the checkout.
Unlimited Edits
Correct a name, adjust hours or switch templates as many times as you need. Every change recalculates taxes, deductions and net pay instantly.
30-Day Money-Back Guarantee
If we cannot deliver the document you ordered, you are covered. Contact our support team with your order details and we will review your request under the terms in our refund policy.
Legitimate Use Only
Online Paystub is a documentation tool for real employment and real payments. Every pay stub you create must reflect accurate information about actual wages paid.
Using a pay stub with false employer, income or payment details to obtain credit, housing or benefits is fraud. It is prohibited under our Terms of Service. We take that line seriously, because the people who rely on these documents deserve to trust them.
Privacy and Security
Every page is served over an encrypted SSL connection. Payments are processed by a PCI-compliant payment processor, so your card details never touch our servers.
We use the information you enter only to generate your documents and never sell it to third parties. See our Privacy Policy for full details.
Support
Do you have questions about an order or a calculation? Our support team is available by live chat, email, phone and WhatsApp during business hours and typically responds between 7:00 a.m. and 7:00 p.m. Pacific Time.
- Live chat on any page
- [email protected]