Payroll
Payroll Taxes Explained: What Employers and Employees Pay in 2026
FICA, FUTA and SUTA in 2026: who pays what, the $184,500 Social Security wage base, a $60,000 salary worked through and a payroll tax calculator.
Author
Olivia Bennett
Mid. Payroll Specialist
Olivia Bennett is a seasoned Payroll Specialist with over 7 years of experience in payroll administration and compliance. She holds a bachelor's degree in human resources and Payroll Management from New York University. Olivia has helped businesses navigate complex payroll regulations, tax filings, and employee compensation structures. At Online Paystub, she specializes in providing seamless payroll solutions, ensuring accuracy, compliance, and efficiency for both businesses and employees.
17Articles written
17Articles reviewed
Sep 11, 2026Writing since
Written by Olivia
Articles by Olivia Bennett
Tax
New York State Income Tax 2026: Rates, Brackets and Local Taxes
New York's 2026 income tax rates run from 3.9% to 10.9%. Brackets, the standard deduction, NYC and Yonkers taxes, IT-2104 withholding and how it shows on your paycheck.
Tax
How Much Federal Tax Is Withheld From a Paycheck?
There is no single federal withholding percentage. How employers use Form W-4 and the 2026 Publication 15-T tables, with a $52,000 biweekly example worked line by line.
Payroll
How to Do Payroll: A Step-by-Step Guide for Small Businesses
How to run payroll yourself in seven steps, from the EIN and Form W-4 to gross pay, withholding, net pay, tax deposits and records, with a worked example.
Tax
Utah State Taxes: The 4.45% Flat Rate and the Credits That Lower It
Utah's income tax is a flat 4.45% for 2026. How the taxpayer tax credit replaces a standard deduction, the retirement and family credits plus sales and property taxes.
Tax
Nevada State Income Tax: What Residents and Newcomers Need to Know in 2026
Nevada does not tax personal income. What residents actually pay in 2026: county sales tax rates, low property tax, business taxes and what comes out of a paycheck.
Paystubs
What Is Medical ER on Your Paystub? ER Health Cost Explained
Medical ER, or ER Health, is what your employer pays toward your health insurance. Why it is not taken from your pay, what is normal and where it shows on your W-2.
Paystubs
What Is GTL on Your Paystub? Group Term Life and Imputed Income Explained
GTL is the taxable value of employer-paid group term life insurance above $50,000. Why it shows up as both an earning and a deduction and what it really costs.
Paystubs
What Is MED EE on My Paycheck? Fed MED/EE Medicare Tax Explained
MED EE, or Fed MED/EE, is the 1.45% Medicare tax on every paycheck. How it is calculated, when the extra 0.9% starts, who is exempt and how it shows on your W-2.
Paycheck
Does Veterans Day Affect Direct Deposit? 2026 Payday Guide
Veterans Day is a bank holiday on Wednesday, November 11, 2026. When your direct deposit lands, how Social Security and military pay move and what it means for your paystub.
Paycheck
Why Was No Federal Income Tax Withheld from My Paycheck?
Common reasons include low earnings, exempt status on your W-4 and payroll errors. How to check your stub and fix the withholding.
W-2 Form
Why Corrected W-2 Forms Matter (Form W-2c Explained)
A W-2c fixes errors on your original W-2. Why it matters for your Social Security record and taxes, and what to do before and after you file.
Payroll
What Is a Payroll Card? How It Works, Pros and Cons
A payroll card is a reloadable card employers use to pay wages. How it works, the fees to watch, your rights and how it compares to direct deposit.
W-2 Form
How to Get a Copy of Your W-2 Form Online
Get your W-2 through your payroll portal, your employer or the IRS. Step-by-step instructions, timelines and what to do if it never shows up.
Finance
How to Cancel a Pending Transaction on a Credit Card
Your issuer usually cannot cancel a pending charge, only the merchant can release it. The right order of steps, hold times and when to dispute.
Paycheck
Do Paychecks Expire? How Long a Paycheck Stays Valid
Banks can refuse a check older than six months, but the wages are still owed to you. How stale-dated paychecks work and how to get one reissued.
Payroll
Best Cheap Payroll Services for Small Businesses in 2026
Compare affordable payroll services: real pricing, hidden fees, tax filing coverage and how to choose the right plan for your team size.
Reviewed by Olivia
Articles Reviewed by Olivia Bennett
Tax
2027 Tax Brackets and Standard Deduction: What Changed?
The IRS 2027 inflation adjustments: new federal tax brackets, a $16,600 standard deduction for single filers, a $2,300 Child Tax Credit and what it means for your paycheck.
Tax
States With No Income Tax in 2026: The Complete List
The nine states that do not tax wages in 2026, how their sales and property taxes compare and what still comes out of your paycheck.
Paycheck
Gross Pay vs Net Pay: Differences and How to Calculate
Gross pay is earnings before deductions; net pay is your take-home. Formulas for hourly and salaried pay, every deduction in between and a worked gross to net example.
Tax
State Income Tax Rates 2026: All 50 States Compared
State income tax rates for 2026 run from 0% to 13.3%. Every state's rate and structure, the highest and lowest rates, the 2026 cuts and how state tax shows on a paycheck.
Tax
Taxes in Texas: No Income Tax, but What You Actually Pay in 2026
Texas does not tax personal income, yet property and sales taxes are among the highest in the country. What Texans actually pay in 2026, from paychecks to homes.
Paystubs
What Is SDI on Your Paystub? State Disability Insurance Rates for 2026
SDI is state disability insurance, a required deduction in California, New York, New Jersey, Rhode Island, Hawaii and Puerto Rico. The 2026 rates, labels and limits.
Paystubs
What Does FTD Mean on a Paystub? Fiscal Year to Date vs. Federal Tax Deposit
FTD on a paystub usually means fiscal year to date, a column common on teacher and school paystubs. How it differs from YTD and from a federal tax deposit.
Paystubs
What Is SIT Withheld on Your Paycheck? SIT on Your Paystub Explained
SIT withheld is the state income tax taken from each paycheck. What SIT, SWT and RES SIT mean, how the amount is calculated and why some paystubs show $0.
Tax
Georgia State Income Taxes: 4.99% Rate, Deductions and Withholding
Georgia taxes income at a flat 4.99% for 2026 after a $15,000 standard deduction. How Form G-4 withholding works, a paycheck example, who files and what HB 463 changed.
Tax
Florida State Income Tax: 0% Rate and What Your Paycheck Still Pays
Florida does not tax personal income, so a Florida pay stub has no state line. What still comes out of a paycheck in 2026, the taxes Florida does charge and the rules when you move.
Tax
California State Income Tax: 2026 Brackets and Withholding
California taxes income at nine rates from 1% to 12.3%, plus 1% above $1 million. The new 2026 brackets, the $5,900 standard deduction, DE 4 withholding, 1.3% SDI and estimated tax dates.
Paystubs
What Is Proof of Income for an Apartment? Documents Landlords Accept
Pay stubs, W-2s, tax returns, bank statements or benefit letters: what landlords accept as proof of income, how the 3x rent rule works, how they verify it and what to do if you are self-employed.
Tax
How Much Is the Child Tax Credit? 2026 Amounts and Rules
The Child Tax Credit is $2,200 per child for 2025 and 2026 returns, up to $1,700 of it refundable. Income limits, the SSN rules, Schedule 8812 and the W-4 Step 3 paycheck effect.
Paystubs
What Is FUTA? Federal Unemployment Tax Explained
FUTA is a federal unemployment tax only employers pay: 6.0% on the first $7,000 of wages, usually 0.6% after the state credit. Rates, Form 940 and paystubs.
Paystubs
Year-to-Date (YTD): What It Means on Your Pay Stub
YTD means year-to-date: your totals so far this year. Where YTD appears, how it is calculated, when it resets and how it maps to your W-2.
1099 Forms
What Is Form 1099-MISC? A Complete Guide for 2026
Form 1099-MISC reports rents, prizes, awards and other miscellaneous payments. Thresholds, box-by-box instructions and filing deadlines.
1099 Forms
What Is Form 1099-NEC? Complete Guide for Taxpayers
Form 1099-NEC reports nonemployee compensation. Who must file it, the deadlines and thresholds, penalties and how contractors report the income.
Topics
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Find the guide you need, from reading your first pay stub to state withholding rules and year-end tax forms.
Paystubs
How pay stubs work, what each line means and when you need one.View articles Payroll
Running payroll, payroll taxes and records for small businesses.View articles Tax
Federal withholding, FICA and state income tax guides for all 50 states.View articles Finance
Budgeting, proof of income and making the most of your earnings.View articles Paycheck
Gross vs net pay, deductions and calculating your take-home pay.View articles W-2 Form
Reading, getting and correcting the annual wage and tax statement.View articles 1099 Forms
1099-NEC, 1099-MISC and income records for contractors.View articles Meet Our Authors
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