Tax
2027 Tax Brackets and Standard Deduction: What Changed?
The IRS 2027 inflation adjustments: new federal tax brackets, a $16,600 standard deduction for single filers, a $2,300 Child Tax Credit and what it means for your paycheck.
Author
Alexander Caldwell
Financial Expert
Alexander Caldwell is a financial expert specializing in payroll management, with over 12 years of experience in the industry. He earned his bachelor's degree in finance from the University of California, Berkeley. Throughout his career, Alexander has worked with businesses of all sizes, helping them streamline payroll processes and ensure compliance with tax regulations. At Online Paystub, he is dedicated to providing accurate and reliable payroll solutions, making it easier for employees and businesses to manage their financial records efficiently.
26Articles written
15Articles reviewed
Sep 9, 2026Writing since
Written by Alexander
Articles by Alexander Caldwell
Tax
States With No Income Tax in 2026: The Complete List
The nine states that do not tax wages in 2026, how their sales and property taxes compare and what still comes out of your paycheck.
Tax
Pennsylvania State Income Tax 2026: 3.07% Flat Rate, Local Taxes and Withholding
Pennsylvania taxes income at a flat 3.07% in 2026. Local EIT, LST and Philadelphia Wage Tax, withholding by pay period, REV-419, reciprocity and your W-2.
Paycheck
Gross Pay vs Net Pay: Differences and How to Calculate
Gross pay is earnings before deductions; net pay is your take-home. Formulas for hourly and salaried pay, every deduction in between and a worked gross to net example.
Tax
State Income Tax Rates 2026: All 50 States Compared
State income tax rates for 2026 run from 0% to 13.3%. Every state's rate and structure, the highest and lowest rates, the 2026 cuts and how state tax shows on a paycheck.
Tax
Taxes in Texas: No Income Tax, but What You Actually Pay in 2026
Texas does not tax personal income, yet property and sales taxes are among the highest in the country. What Texans actually pay in 2026, from paychecks to homes.
Paystubs
What Is SDI on Your Paystub? State Disability Insurance Rates for 2026
SDI is state disability insurance, a required deduction in California, New York, New Jersey, Rhode Island, Hawaii and Puerto Rico. The 2026 rates, labels and limits.
Paystubs
What Is LTD on Your Paystub? Long-Term Disability Deductions Explained
LTD is the premium for long-term disability insurance. Who pays it, why pre-tax or after-tax matters if you ever claim and how LTD can show up as earnings.
Paystubs
What Is SIT Withheld on Your Paycheck? SIT on Your Paystub Explained
SIT withheld is the state income tax taken from each paycheck. What SIT, SWT and RES SIT mean, how the amount is calculated and why some paystubs show $0.
Tax
Georgia State Income Taxes: 4.99% Rate, Deductions and Withholding
Georgia taxes income at a flat 4.99% for 2026 after a $15,000 standard deduction. How Form G-4 withholding works, a paycheck example, who files and what HB 463 changed.
Tax
Florida State Income Tax: 0% Rate and What Your Paycheck Still Pays
Florida does not tax personal income, so a Florida pay stub has no state line. What still comes out of a paycheck in 2026, the taxes Florida does charge and the rules when you move.
Tax
California State Income Tax: 2026 Brackets and Withholding
California taxes income at nine rates from 1% to 12.3%, plus 1% above $1 million. The new 2026 brackets, the $5,900 standard deduction, DE 4 withholding, 1.3% SDI and estimated tax dates.
Paystubs
What Is Proof of Income for an Apartment? Documents Landlords Accept
Pay stubs, W-2s, tax returns, bank statements or benefit letters: what landlords accept as proof of income, how the 3x rent rule works, how they verify it and what to do if you are self-employed.
Paystubs
What Is FUTA? Federal Unemployment Tax Explained
FUTA is a federal unemployment tax only employers pay: 6.0% on the first $7,000 of wages, usually 0.6% after the state credit. Rates, Form 940 and paystubs.
Paystubs
Year-to-Date (YTD): What It Means on Your Pay Stub
YTD means year-to-date: your totals so far this year. Where YTD appears, how it is calculated, when it resets and how it maps to your W-2.
1099 Forms
What Is Form 1099-MISC? A Complete Guide for 2026
Form 1099-MISC reports rents, prizes, awards and other miscellaneous payments. Thresholds, box-by-box instructions and filing deadlines.
Paystubs
How to Create Pay Stubs for Independent Contractors
Contractors get a 1099, not a W-2. How to create an accurate contractor pay stub for proof of income, which fields it needs and what to avoid.
Paystubs
How to Access and Manage Your Harris Teeter Pay Stub
Log in to MyHTSpace to view, download and print your Harris Teeter pay stub, reset a password and fix a missing stub.
Paystubs
How to Access and Download Your Empeon ESS Hub Pay Stub
How to log in to Empeon ESS Hub, find your pay history, download a pay stub PDF and fix the most common access problems.
Finance
Gross Monthly Income: What It Is and How to Calculate It
Gross monthly income is what you earn before deductions. How to calculate it for hourly, salaried and self-employed pay, with worked examples.
1099 Forms
What Is Form 1099-NEC? Complete Guide for Taxpayers
Form 1099-NEC reports nonemployee compensation. Who must file it, the deadlines and thresholds, penalties and how contractors report the income.
Paystubs
What Does a Pay Stub Look Like? Sample Stub Explained
See what a pay stub looks like with a real sample: header, earnings, taxes, deductions, YTD totals and the direct deposit slip, line by line.
Paystubs
Paystub Abbreviations Explained: Complete 2026 Guide
Decode every abbreviation on your pay stub: FICA, YTD, HOL, OT PREM, FSA, HSA, 401K, SDI and more, with the updated 2026 limits.
Paystubs
How to Make a Paystub: Step-by-Step Guide and Example
What information you need, how to calculate taxes and deductions, a worked example and the fastest way to create a paystub online.
Paystubs
How to Get a Pay Stub for an Auto Loan: Lender Checklist
How many stubs lenders ask for, what they check, where to get yours fast and what to do if you are self-employed or new to a job.
Paystubs
What Is a Paystub? Meaning, Example and Everything It Shows
A paystub explains how your pay was calculated: gross vs net pay, taxes, deductions and YTD totals, with a full worked example.
Reviewed by Alexander
Articles Reviewed by Alexander Caldwell
Payroll
Payroll Taxes Explained: What Employers and Employees Pay in 2026
FICA, FUTA and SUTA in 2026: who pays what, the $184,500 Social Security wage base, a $60,000 salary worked through and a payroll tax calculator.
Tax
New York State Income Tax 2026: Rates, Brackets and Local Taxes
New York's 2026 income tax rates run from 3.9% to 10.9%. Brackets, the standard deduction, NYC and Yonkers taxes, IT-2104 withholding and how it shows on your paycheck.
Payroll
How to Do Payroll: A Step-by-Step Guide for Small Businesses
How to run payroll yourself in seven steps, from the EIN and Form W-4 to gross pay, withholding, net pay, tax deposits and records, with a worked example.
Tax
North Carolina State Taxes: The 3.99% Flat Rate and What Residents Pay in 2026
North Carolina's income tax is a flat 3.99% for 2026 with more cuts scheduled. The standard deduction, retirement exemptions, sales and property taxes and how to file.
Tax
Nevada State Income Tax: What Residents and Newcomers Need to Know in 2026
Nevada does not tax personal income. What residents actually pay in 2026: county sales tax rates, low property tax, business taxes and what comes out of a paycheck.
Paystubs
What Is STD on Your Paystub? Short-Term Disability Deductions Explained
STD on a paystub means short-term disability insurance. Whether the line is your premium, your employer's share or benefits paid to you, and how it differs from state SDI.
Paystubs
What Is MED EE on My Paycheck? Fed MED/EE Medicare Tax Explained
MED EE, or Fed MED/EE, is the 1.45% Medicare tax on every paycheck. How it is calculated, when the extra 0.9% starts, who is exempt and how it shows on your W-2.
Paystubs
What Is Fed MWT EE on My Paycheck? Meaning and the 1.45% Check
Fed MWT EE is usually the employee share of Medicare tax. How to confirm it with the 1.45% check and how it differs from FIT, FICA EE and OASDI EE.
Paycheck
Does Veterans Day Affect Direct Deposit? 2026 Payday Guide
Veterans Day is a bank holiday on Wednesday, November 11, 2026. When your direct deposit lands, how Social Security and military pay move and what it means for your paystub.
Tax
Arizona State Income Tax: 2.5% Flat Rate, A-4 Withholding and 2026 Changes
Arizona's income tax is a flat 2.5%. How Form A-4 sets your withholding, the 2025 and 2026 deductions, the new tips and overtime subtractions and who has to file.
Paycheck
Why Was No Federal Income Tax Withheld from My Paycheck?
Common reasons include low earnings, exempt status on your W-4 and payroll errors. How to check your stub and fix the withholding.
Payroll
What Is a Payroll Card? How It Works, Pros and Cons
A payroll card is a reloadable card employers use to pay wages. How it works, the fees to watch, your rights and how it compares to direct deposit.
W-2 Form
How to Get Your W-2 From a Previous Employer
When it should arrive, how to request a copy, what to do if the employer closed and how to file without it.
W-2 Form
How to Get a Copy of Your W-2 Form Online
Get your W-2 through your payroll portal, your employer or the IRS. Step-by-step instructions, timelines and what to do if it never shows up.
Payroll
Best Cheap Payroll Services for Small Businesses in 2026
Compare affordable payroll services: real pricing, hidden fees, tax filing coverage and how to choose the right plan for your team size.
Topics
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Find the guide you need, from reading your first pay stub to state withholding rules and year-end tax forms.
Paystubs
How pay stubs work, what each line means and when you need one.View articles Payroll
Running payroll, payroll taxes and records for small businesses.View articles Tax
Federal withholding, FICA and state income tax guides for all 50 states.View articles Finance
Budgeting, proof of income and making the most of your earnings.View articles Paycheck
Gross vs net pay, deductions and calculating your take-home pay.View articles W-2 Form
Reading, getting and correcting the annual wage and tax statement.View articles 1099 Forms
1099-NEC, 1099-MISC and income records for contractors.View articles Meet Our Authors
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