Pennsylvania Paystub Generator
Pennsylvania keeps its state income tax simple at a flat 3.07%, then layers local taxes on top: an earned income tax set by the municipality and school district, a Local Services Tax and, in Philadelphia, its own wage tax. This Pennsylvania paystub generator calculates the state line exactly and lays out the rest so a Pittsburgh, Allentown or Philadelphia employee can follow every deduction.
Create Your Pennsylvania Paystub
Free preview · Flat 3.07% PA withholding · Instant PDF
Short answer
A 2026 Pennsylvania pay stub shows federal income tax, Social Security, Medicare, state income tax at a flat 3.07%, the employee unemployment (UC) contribution of 0.07% and the local earned income tax for the employee's home or work municipality, plus the Local Services Tax where it applies. Philadelphia replaces the EIT with its own wage tax.
- 3.07%flat state income tax
- 0.07%employee UC on all wages
- $52Pittsburgh LST, $2 per biweekly check
- 3.735%Philadelphia resident wage tax
Five Deductions, Three Levels of Government
| Line | Who sets it | 2026 rate |
|---|---|---|
| Federal income tax, Social Security, Medicare | IRS | Pub. 15-T; 6.2%; 1.45% |
| State income tax | Department of Revenue | 3.07% flat |
| UC employee contribution | Labor and Industry | 0.07%, no wage cap |
| Local earned income tax | Municipality and school district | Varies by PSD code |
| Local Services Tax | Work-site municipality | Up to $52 a year |
Employers enroll each worker with a Residency Certification Form at hire and look up the political subdivision (PSD) codes for home and work in the DCED address search. The local tax collector then receives the EIT withheld under Act 32.
Act 32 Earned Income Tax: The Higher Rate Wins
That is why two people at the same Pittsburgh desk can have different EIT lines. A Pittsburgh resident pays the combined city and school district resident rate, while a commuter from a suburb pays whichever is higher, their own township's resident rate or Pittsburgh's nonresident rate. The line is usually labelled EIT or LOCAL on a pennsylvania pay stub; the guide to pay stub abbreviations decodes the common codes.
Philadelphia's Wage Tax Since July 1, 2026
| Period | Residents | Nonresidents |
|---|---|---|
| July 1, 2025 to June 30, 2026 | 3.74% | 3.43% |
| From July 1, 2026 | 3.735% | 3.425% |
The City of Philadelphia wage tax page lists the current rates. A Philadelphia resident pays the resident rate wherever they work; a commuter pays the nonresident rate on pay for work done in the city.
Three Rivers Machine Works Sample
Scenario: Ryan Kowalski machines parts for Three Rivers Machine Works at 600 Grant St in Pittsburgh. He earns $29.00 an hour, works 80 hours from September 7 to September 20, 2026 and is paid September 25. He files single and this is his 21st paycheck of the year.
| Line | Current | Year to date |
|---|---|---|
| Gross pay | $2,320.00 | $48,720.00 |
| Federal income tax | $194.55 | $4,085.55 |
| Pennsylvania state tax | $71.22 | $1,495.62 |
| Medicare | $33.64 | $706.44 |
| Social Security | $143.84 | $3,020.64 |
| Total | $443.25 | $9,308.25 |
| Net pay | $1,876.75 | $39,411.75 |
The state line is 3.07% of $2,320 or $71.22, with no allowances to subtract. The figures above are the federal and state lines the preview calculates. Ryan's payroll also needs the local and UC deductions below.
Remaining deductions for this Pittsburgh check
The 0.07% UC Line Most Templates Miss
Pennsylvania is one of the few states where employees contribute to unemployment compensation. The 2026 rate is 0.07%, which is 70 cents per $1,000 of gross pay, with no wage cap according to the Labor and Industry yearly UC tax highlights. Employers pay their own UC contributions separately; only the 0.07% belongs on the stub.
What 34 Pa. Code 231.36 Puts on Every Statement
Required with every payment of wages
- Hours worked
- Rates paid
- Gross wages
- Any allowances claimed as part of the minimum wage
- Each deduction
- Net wages
Deductions other than taxes need the employee's written authorization. A Pennsylvania pay stub that names each line, from the 3.07% state tax to a union due, makes that easy to check.
Minimum Wage Is Still $7.25
Pennsylvania's minimum wage has been $7.25 since July 24, 2009, with a $2.83 cash wage for tipped workers who earn more than $135 a month in tips. HB 2189, which would raise it to $11 in 2027, passed the House in March 2026 but has not been enacted. Final wages are due no later than the next regular payday.
Contractors, Lenders and Rental Applications
Independent contractors are not subject to PA withholding through payroll and do not receive a pa pay stub from the client; this guide explains how to create pay stubs for independent contractors when a payment statement is needed. Employees renting in Pittsburgh or Philadelphia should see what landlords accept as proof of income; a Pennsylvania pay stub with clear local lines answers most questions before they are asked.
From Payroll Data to PDF
- 1
Enter the employer and employee
Business name, Pennsylvania address and the employee's name and last four SSN digits.
- 2
Add the pay
Rate, hours, frequency and pay dates; the 3.07% state line is calculated automatically.
- 3
Preview and download
Compare every line with payroll, then download the PDF for $4.99.
Planning a raise or comparing jobs? The Pennsylvania paycheck calculator estimates take-home pay first. The pennsylvania paystub generator then turns the final payroll into a statement and each Pennsylvania pay stub keeps the year-to-date totals moving.
Honest Pay Records
A pay stub records wages that were actually paid. Creating one with false income or a made-up employer to win a loan or lease is fraud. Use the pennsylvania paystub generator only for real payroll and keep every pennsylvania paystub consistent with deposits and the W-2.
One Flat State Rate, Many Local Lines
Pennsylvania has no withholding allowances, so the state line is always 3.07% of taxable compensation. The work is in the local deductions, which change with where the employee lives and works.
Online Paystub calculates the state and federal lines automatically and keeps year-to-date totals in sync. Preview the Pennsylvania paystub for free and download the PDF once it matches your payroll register.
Pennsylvania Paystub FAQ
What is the Pennsylvania state income tax rate in 2026?
A flat 3.07% for residents and nonresidents, with no withholding allowances.
What is the Pennsylvania UC deduction?
Employees contribute 0.07% of all gross wages to unemployment compensation in 2026, with no wage cap. That is 70 cents per $1,000.
How is local earned income tax withheld in Pennsylvania?
Under Act 32 the employer withholds the higher of the employee's resident rate or the nonresident rate where they work, using the PSD codes from the residency certification.
What is the Philadelphia wage tax rate from July 1, 2026?
3.735% for residents and 3.425% for nonresidents working in the city, down from 3.74% and 3.43%.
What must a Pennsylvania pay stub show?
Hours worked, rates paid, gross wages, any allowances toward the minimum wage, each deduction and net wages, under 34 Pa. Code 231.36.
What is the Local Services Tax?
A flat local tax of up to $52 a year, prorated across pay periods. In Pittsburgh it is $52 or $2 per biweekly check, with an exemption for people earning under $12,000.
How much does a Pennsylvania pay stub cost?
$4.99 for one stub, no subscription, with a free preview first.
See a Pittsburgh Stub Come Together
Follow the generator from company details to the PDF with Pennsylvania as the work state.
Pennsylvania Wages Under Reciprocity and Local Tax
Pennsylvania has reciprocity with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia, filed on Form REV-419. Local earned income tax still depends on where the employee lives and works.
- South Jersey residents who work in Philadelphia keep New Jersey withholding under reciprocity but pay the Philadelphia nonresident wage tax. The New Jersey paystub generator covers the New Jersey side.
- Ohio residents working in Pittsburgh-area jobs near the border claim reciprocity on REV-419 and pay Ohio tax; use the Ohio paystub generator.
- Northeast Pennsylvania residents with jobs in New York have no reciprocity, so New York tax and paid family leave apply; see the New York paystub generator.
Payroll rules on this page checked against the Pennsylvania Department of Revenue, the Department of Labor and Industry, DCED and the City of Philadelphia by Olivia Bennett, Payroll Specialist. Last reviewed .