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Finance Guides

Personal finance articles on budgeting, saving and managing money around your pay schedule.

3 articles

Managing Your Money Around Payday

A paycheck is the input to almost every personal finance decision: what you can budget, what a lender will approve and what you can save. These articles connect the figures on your pay to the money decisions you make with them.

You will find practical guides on income calculations that lenders and landlords ask for, everyday banking questions and setting up a small business. When you need to prove what you earn, our guides on using pay stubs as proof of income explain what a lender expects to see. If you work for yourself, our guides to reporting contractor income show how freelance earnings are documented without a W-2.

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Sample Online Paystub earnings statement with federal income tax, Social Security, Medicare, California SDI and state tax deductions