Paystub Guides
Paystub guides covering earnings, deductions, net pay and what a compliant pay stub should include.
Everything You Need to Know About Pay Stubs
A pay stub is the itemized record that sits behind every payment an employer makes. It shows the hours or salary the pay was based on, the gross amount earned, every tax and deduction taken out, and the net figure that actually reaches the bank account. If you have never looked closely at one, what a paystub is and everything it shows is the place to start, and a real sample stub explained line by line shows the same information visually.
Most of the confusion on a stub comes from two things: abbreviations and year-to-date columns. Our guide to paystub abbreviations decodes the codes payroll systems print, and the meaning of YTD explains why the running totals rarely match your final W-2 form exactly.
This category also covers practical situations: making a paystub step by step, getting stubs together for an auto loan, creating stubs as an independent contractor, and reaching stubs inside specific employer portals. For the calculation behind the numbers see Paycheck, and for the employer side of the process see Payroll.
Year-to-Date (YTD): What It Means on Your Pay Stub
YTD means year-to-date: your totals so far this year. Where YTD appears, how it is calculated, when it resets and how it maps to your W-2.
How to Create Pay Stubs for Independent Contractors
Contractors get a 1099, not a W-2. How to create an accurate contractor pay stub for proof of income, which fields it needs and what to avoid.
How to Access and Manage Your Harris Teeter Pay Stub
Log in to MyHTSpace to view, download and print your Harris Teeter pay stub, reset a password and fix a missing stub.
How to Access and Download Your Empeon ESS Hub Pay Stub
How to log in to Empeon ESS Hub, find your pay history, download a pay stub PDF and fix the most common access problems.
What Does a Pay Stub Look Like? Sample Stub Explained
See what a pay stub looks like with a real sample: header, earnings, taxes, deductions, YTD totals and the direct deposit slip, line by line.
How to Make a Paystub: Step-by-Step Guide and Example
What information you need, how to calculate taxes and deductions, a worked example and the fastest way to create a paystub online.
Paystub Abbreviations Explained: Complete 2026 Guide
Decode every abbreviation on your pay stub: FICA, YTD, HOL, OT PREM, FSA, HSA, 401K, SDI and more, with the updated 2026 limits.
How to Get a Pay Stub for an Auto Loan: Lender Checklist
How many stubs lenders ask for, what they check, where to get yours fast and what to do if you are self-employed or new to a job.
What Is a Paystub? Meaning, Example and Everything It Shows
A paystub explains how your pay was calculated: gross vs net pay, taxes, deductions and YTD totals, with a full worked example.